Life Insurance Benefit to Captains

Enshika offers a Comprehensive Group Life cover to its registered Captains without any extra premium apart from the monthly pass for the app services rendered to our Captains.
Captains who keep driving on Enshika’s platform will continuously enjoy all the package of benefits that come with it without extra cost.
This insurance covers the Captain, spouse of the Captain, and a maximum of four (4) Children of the Captain.

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Scope Of Cover

I. GROUP LIFE(NATURAL OR ACCIDENTAL)
Named beneficiaries of Registered Enshika Captain's Spouse and four (4) children shall be paid benefits as a result of death through natural or accidental means within the policy period.
II. TOTAL PERMANENT DISABILITY
Registered Enshika Captains, spouse and four (4) children shall be paid up to the maximum amount quoted in the table above when a Captain suffers bodily injury through an accident. The benefit payable shall be determined by the degree of injury (Permanent Disability Scale).
III. TOTAL TEMPORARY DISABILITY
Beneficiaries shall be paid benefit up to the maximum amount quoted in the options below when any of the insurable persons suffers bodily injury through an accident and he/she is unable to work for a period.
IV. MEDICAL EXPENSE
Enshika Captain, the spouse and four children shall be paid cost incurred in treatment of injury up to the maximum amount quoted in the table above when any of the insurable persons suffers injury through an accident within the year.
V. CRITICAL ILLNESS
Enshika Beneficiaries shall be paid up to the maximum amount quoted in the table above when any of the insurable persons is diagnosed of any of the following illnesses. Critical illness: Cancer, Stroke, Kidney Failure, Heart Attacks, Paralysis and Deafness. The diagnosis must be certified by a qualified Medical Doctor of a Ministry of Health approved hospital within Ghana

Vehicle Insurance

Enshika Captains will enjoy a massive discount on comprehensive insurance. An installment payment plan for all third-party insured vehicles. Prompt payment of claims very assured and captains can pick up their insurance stickers right at Enshika’s Office.

Fuel on Credit

Enshika Captains can now avail of the facility of having credit in fuel for a small convenience fee at the designated fuel stations. Captain needs to show his Enshika ID to the fuel attendant or Enshika representative at the station. It is currently available at Total filling station at Adabraka. Very soon it shall be available at Allied and Star Oil filling stations and eventually shall be available at GOIL as well”. When you register for Enshika as a captain, enjoy this credit facility, so you can be free from worries of fuel and you can earn for the day before paying back your credit.

Amount-Based Commission

Enshika rewards you more when you do more sales. Our commission structure encourages more sales and hence a higher amount for our captains. The more you do, the more you take home! All this to encourage our CAPTAINS more revenues and rewards for their hard work.